Inventive in approach. Diligent in execution.

Independence is one of our key strengths. We are not tied to any one carrier or provider, which allows us to recommend the 401(k), medical, dental, and disability solutions designed specifically to benefit your organization. This gives us the flexibility to tailor your plans and to change as your business changes.

Surprisingly, the best solutions aren't always the most expensive.

Many employee benefit and retirement plans carry hidden costs that go undetected for years. Based on a detailed cost analysis of your current benefits plan, we deliver a fair and honest evaluation of your situation, measuring the value you and your employees receive against your overall monthly and annual costs. We treat your money like our own, getting you the best possible products and plans.

With a well defined benefits plan, your business will be stronger.

Ernst Employee Education and Information Sessions

We understand that setting up new plans can often be confusing and intimidating. Coverage changes tend to be unsettling to employees. That's why our goal is to involve your employees every step of the way, talking with them and clearly outlining the value of the plan and the benefits of any recommended changes. Our on-site Employee Education and Information Sessions, are part of every plan.

Looking for ways to keep costs lower, while raising employee satisfaction higher, is a goal with each of our clients. At the annual evaluation and throughout the year, we alert our clients to new products, services, or features that can add value, cut expenses, or increase employee satisfaction.

EFG Insurance Agency

Employee Benefit Plans & Products

  • Health insurance
  • Dental insurance
  • Life insurance
  • Disability insurance
  • Group voluntary programs
  • Health Reimbusement Accounts (HRA)
  • Flexible Spending Accounts (FSA)
  • Health Savings Accounts (HSA)

Ernst Financial Services

  • Retirement Plan design & implementation
    • 401 (k)
    • 403 (b)
    • Simple IRA
    • SEP IRA
    • Profit Sharing
    • Key Employee Benefits
  • Individual investment & insurance options
    • IRA
    • Annuities
    • 529 Plans
    • SEP IRA
    • Brokerage Accounts
    • Life Insurance
    • Disability Insurance
    • Long-term Care Insurance
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